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PRIVACY POLICY

Last Updated: [Date]
Effective Date: [Date]
Governing Jurisdiction: North Carolina

1. Introduction
Velosell Home Buyers (“Company,” “we,” “us”) operates [YourWebsiteURL] (the “Site”). This Privacy Policy explains how we collect, use, and protect information from users (“you”) in compliance with:

  • NC Identity Theft Protection Act (NCGS § 75-60)
  • Federal Trade Commission Act
  • TCPA (Telephone Consumer Protection Act) and CAN-SPAM Act

We are NOT licensed real estate agents or brokers (NCREC Rule 58A .0104).

2. Information We Collect

(a) Directly Provided Data:

  • Contact Details: Name, phone, email, address.
  • Property Information: Address, condition, liens, ownership status.
  • Communications: Call recordings, emails, texts.

(b) Automatically Collected Data (via cookies/pixels):

  • Technical Data: IP address, browser type, device identifiers.
  • Usage Data: Pages visited, time spent, referral sources.

We DO NOT collect:

  • Social Security Numbers
  • Financial account numbers
  • Credit card data (unless required for earnest money, handled via secure third-party processors)

3. How We Use Your Information

PurposeLegal Basis
Contact you about property inquiriesConsent (NCGS § 75-60)
Negotiate/purchase propertiesContractual necessity
Assign contracts to end-buyersLegitimate business interest (NCGS § 22-2)
Comply with NC real estate lawsLegal obligation (NCREC Advisory 2017-01)

4. Information Sharing & Disclosures

We only share data with:

  • End-Buyers: For contract assignments (disclosed in writing per NC Statute of Frauds).
  • Service Providers: Title companies, attorneys, or inspectors (bound by NDAs).
  • Legal Requirements: To comply with NC subpoenas (NCGS § 8-53) or UDTPA investigations.

We NEVER sell your data to marketers.

5. NC-Specific Rights & Choices

Under NC Identity Theft Protection Act (NCGS § 75-60):

  • Opt-out of Communications: Reply “STOP” to texts/calls or use [Email Opt-Out Link].
  • Access/Correct Data: Request details via [Email Address].
  • Deletion: Request removal of non-transactional data (excludes records required by NCGS § 93A-12).

6. Data Security

We implement:

  • Encryption: SSL/TLS for data transmission.
  • Access Controls: Password-protected systems.
  • NC Compliance: Reasonable safeguards per NCGS § 75-65.

No method is 100% secure; we disclaim liability for third-party breaches.

7. Data Retention

We retain data:

  • 3 Years: For leads/property inquiries.
  • 7 Years: For completed transactions (per NC property record laws).
  • Indefinitely: For legal dispute records (NCGS § 1-52).

8. Third-Party Links

Our Site may link to:

  • Title companies
  • Closing attorneys
  • NC property records (e.g., county GIS)
    We disclaim responsibility for their privacy practices.

9. Children’s Privacy

We do not target or collect data from minors (<18 years). NC transactions require legal adulthood (NCGS § 1-539.1).

10. Policy Updates

We may update this policy. Changes are effective upon posting to the Site.

11. Contact & NC Disclosures

Data Controller:
Velosell Home Buyers
[Physical Address in NC]
[Phone] | [Email]

NC Wholesaling Disclosure: [Link to Page]
Terms & Conditions: [Link to T&C]

To Report Privacy Issues:
Email [Compliance Email] or mail to above address.

ACKNOWLEDGEMENT
BY USING OUR SITE, YOU:

  1. Consent to data practices described here.
  2. Confirm you are ≥18 years old.
  3. Acknowledge our non-agent status (per T&C Section 2).

NC Legal Compliance Notes:

  • This policy satisfies NCGS § 75-60 (data security) and § 75-1.1 (UDTPA transparency).
  • Work with NC counsel to:
    • Validate escrow data handling (if earnest money is collected).
    • Review cookie consent mechanisms for GDPR/CCPA if targeting non-NC residents.
    • Update breach notification procedures per NCGS § 75-65.